Lee Tomlin salvaged a point for Cardiff and prevented Sheffield Wednesday moving into the Sky Bet Championship's automatic promotion places.
The Bluebirds substitute curled home a stunning free-kick as a dominant Owls side left Cardiff with just a single point following the 1-1 draw.
Kadeem Harris looked to have come back to haunt Cardiff when he created Julian Borner's first-half goal.
But Tomlin stopped Garry Monk's men from joining West Brom at the top of the Championship table when he curled in his fine set-piece with three minutes remaining.
This week's Sporting Life Accumulator involves four teams from the three EFL leagues, enhanced to 18/1 with Sky Bet...
Tom Carnduff is searching for value in goalscorers among the Sky Bet EFL has found two best bets this weekend.
